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[H] Financial Services (Investments, Loans, Insurance)

Discussion in 'Buy/Sell' started by ShadyTies, Jun 29, 2017.

  1. ShadyTies

    ShadyTies Well-Known Member MVP


    First off, welcome, and thank you for taking time out of your busy day to visit us here on the official Shady Financial Services thread. My in game name is ShadyTies and I am here to help you become a financially responsible citizen of MCDrugs. Within this thread I will be discussing the various services my company offers so that you can keep your valuable assets secure. The services offered are listed below, and will be discussed more in-depth further along the thread;

    1) Investments: Since the bank will be going away soon, we will be offering 30-Day Bonds as an alternative investment.
    2) Loans: Good old fashioned loans are back! If you are in a strap for cash and need some help, we'll see what we can do for you!
    3) Insurance: Constantly being raided? There's an insurance plan for you that can cover your personal or faction base in case of a raid.

    Interested in a sponsorship or partnership? Inquire within the thread!

    Sponsored by: Nuggets101 - He is the servers largest supplier of potion, he has 1,000 alchemy and can make potions on request. Here's his thread ------> http://mc-drugs.com/threads/pots-official-potion-vender.3950/



    The bank plugin is being removed very soon, and with its removal you will no longer receive interest. Shady Financial Services is here to offer you bonds so that you have an alternative to the bank. This is how it works.

    With ShadyBonds you can invest anywhere from 100,000 (100k) up to 10,000,000 (10m). ShadyBonds are 30-day bonds which means that they mature (reach their full value) 30 days after they are purchased. The interest rate on these bonds is 10%. This means if you invest 100,000 then you will receive 110,000 upon your bond's maturity date. A 500,000 investment would get you 550,000. I will keep track of the bonds so that I know how much you will receive. When purchasing a bond, you will receive a book with all the terms and conditions, as well as the purchase date and maturity date. You are allowed to sell your bonds to other player so long as I am notified of the trade. Any other questions that you may have about the bonds system you can ask me here, in-game, or on teamspeak.


    If you need cash now for a new base, for your faction, or for a rank up, then Lowkey Loans (A Shady Financial Services brand) are the way to go! We can give you cash based on the collateral (items) that you offer. This system is different from last map, as new customers WILL ABSOLUTELY BE REQUIRED TO GIVE COLLATERAL ITEMS IN EXCHANGE FOR A LOAN. In addition to this, players will be given a credit rating based on how trustworthy they are with paying back loans. The higher your credit rating is, the more money you are able to take out. First time customers are only able to borrow up to 100,000 (100k) so long as the collateral they bring can match their loan. If you were a customer last map and paid back all of your loans then you automatically qualify for loans of up to 500,000 (500k) or more. Those who do not pay back their loans automatically forfeit the collateral that they offered and will be subjected to a poor credit rating as well as a public recognition of un-trustworthiness. Each day the loan is not paid back, a 10,000 (10k) late fee will be incurred. If you would like to inquire about a loan, either ask on this thread, message ShadyTies in game, or talk to ShadyTies on teamspeak. Those who speak to Shady on teamspeak are more likely to get their loan.
    Players with outstanding loans who are banned and cannot paid back what they borrowed before their due date will be subject to a 50,000 (50k) Ban Fee.

    Items that can be used as collateral include but are not limited to;

    -Points (valued at 700 per point)
    -Drugs (valued at the current /drugs price)
    -Base coordinates/teleport
    -Voter keys (valued at 5,000 each key)
    -Player shops

    These items can also be used to pay back loans as well for their stated value.
    The value of your collateral is subject to change, and is ultimately up to the discretion of ShadyTies when he gives the loan.

    Credits Scores
    This will be a list of players along with a credit rating for how trustworthy they are with loans. The Scale will go from 0-100 with 0 being the worst and 100 being the best. Players with higher credit can borrow more money. The formula to decide credit score is secret, and up to ShadyTies' discretion. Default score is 50.






    This is a brand new service offered by Shady Financial Services! If you want protection for your base then this is the package you want to purchase. For a small nominal fee each day your base will be covered and replaced in case of a raid! Kings Of The North members will NOT target your base if you pay your insurance premium. If your base is raided then you will be provided with money, or a base, that is equivalent in value to the one you lost. BEWARE, false insurance claims will be thrown out, and each raid claim will be deeply researched into. The cost of insurance will vary depending on the value of the base and how secure it is. Generally, bases that are claimed will have a higher insurance rate because they are much easier to find. The only contingency is that ShadyTies MUST know the location of the base. He cannot insure something if he does not know where it is located. Talk to ShadyTies and see which insurance package is right for your base!!!

    Shady Financial Services and all its assets belong to, and are a subsidiary of The 'Mr. S. Ties' Corporation. All terms and conditions within this document are subject to change at ANY time based on the discretion of ShadyTies. You are agreeing to all terms and conditions of these services upon receiving any given service. This thread is copyrighted by The 'Mr. S. Ties' Corporation 2017.
    Last edited: Aug 22, 2017
    • + High + High x 2
    • Informative Informative x 1
  2. Zerooo__

    Zerooo__ Retired Staff Retired Staff MVP+

    Not interested
  3. Oliiiiiiii

    Oliiiiiiii Well-Known Member Contributor MVP+

    To trust somebody with their base coords, their items and their money, huh?

    Hm... I might invest in a month or so.
  4. ShadyTies

    ShadyTies Well-Known Member MVP

    On the contrary, I have to trust said player with my money, sometimes up to and exceeding 1 Million dollars :)
    • + High + High x 1
  5. Oliiiiiiii

    Oliiiiiiii Well-Known Member Contributor MVP+

    May I ask how you make profit from these bonds?
  6. ShadyTies

    ShadyTies Well-Known Member MVP

    It's very complicated actually, the theory is that I can make enough from the interest of the loans to cover the interest of the bonds. This is a concept real life banks have been using for hundreds of year.
    • Informative Informative x 4
  7. ShadyTies

    ShadyTies Well-Known Member MVP

  8. Jack

    Jack Member MVP+

    I'm Interested in a loan

    LITTLE5LAYER Well-Known Member MVP+

    Ayy shady mate, I was goin to pay you at July 4th to 5th but you weren't on when I was so I couldn't pay you. Also I'm now banned until the 12th so expect your money then sir.
  10. ShadyTies

    ShadyTies Well-Known Member MVP

    That's fine. I have added a new Ban Fee of 50k for this exact situation. Since your ban happened before I put in the Ban Fee clause, you will NOT be subject to it. You will still owe the same amount I told you previously, and it will now be due by July 12. Thank you for choosing Lowkey Loans!
  11. MTN_CLAN

    MTN_CLAN New Member

    Hi I just got banned and will be back on tomorrow I don't know if I remember me I gave 90k but am I subject to that 50 k thing I have mine a few weeks ago
  12. ShadyTies

    ShadyTies Well-Known Member MVP


    You are a bond investor, there will be no fees for you. You will still receive your money plus interest in the normal amount upon the maturity date.
  13. MTN_CLAN

    MTN_CLAN New Member

  14. unspokenAdvocate

    unspokenAdvocate Active Member 2017 Map Founder Contributor III

    I really like the system you have here! You helped me get where I am today, so you'll be getting some business from me soon.
    • + High + High x 1
  15. ShadyTies

    ShadyTies Well-Known Member MVP

    Thank you! We are happy to have helped you enjoy MCD just a little more :)
  16. MTN_CLAN

    MTN_CLAN New Member

    Can I submit my money after the date
  17. ShadyTies

    ShadyTies Well-Known Member MVP

    What do you mean MTN
  18. MTN_CLAN

    MTN_CLAN New Member

    Can I trade u the book for the money after date
  19. ShadyTies

    ShadyTies Well-Known Member MVP

  20. GotEdit

    GotEdit Well-Known Member Contributor II MVP+

    Edit's Handy Services is looking for businesses to join up with! Want to join?!?! Message me in-game!
    • + High + High x 1

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